
IOANNIS KONSTANTINIDIS
LAW OFFICE
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Successful Debt Cancellation through an Extrajudicial Mechanism – Debt Reduction of over 50%
For the case undertaken by the IOANNIS KONSTANTINIDIS office, within the framework of Law 4738/2020, a restructuring agreement was reached, resulting in the cancellation of a debt of 11,295.94 euros out of the total amount of 21,403.45 euros. This corresponds to 52.8% of the total debt, i.e. more than 1/2 of it. The out-of-court debt settlement mechanism is an important tool for borrowers seeking to restructure their debts. We have specialized scientific knowledge and effective negotiating power in the management of banking cases, both at the level of judicial defense of borrowers and through out-of-court settlements, ensuring the best possible solutions for our clients.

Successful Debt Cancellation through an Extrajudicial Mechanism – Debt Reduction of over 80% and Successful Debt Settlement with the Maximum Possible Number of Installments – 420 Months
For the case that our office took on, within the framework of Law 4738/2020, a restructuring agreement was reached, resulting in the cancellation of a debt of 3,160.98 euros out of the total amount of 3,951.22 euros. This corresponds to 80% of the total debt, i.e. more than 4/5 of it. The out-of-court debt settlement mechanism is an important tool for borrowers seeking to restructure their debts. Our office has specialized scientific knowledge and many years of experience in managing banking cases, both in terms of judicial defense of borrowers and through out-of-court settlements, ensuring the best possible solutions for our clients. Furthermore, we managed, for another debt to a different financial institution, to secure the maximum number of installments provided by law, namely 420 months, thus ensuring the most favorable possible arrangement for the debtor.



Successful Debt Cancellation through an Extrajudicial Mechanism – Debt Reduction of over 50% and Successful Debt Settlement with the Maximum Possible Number of Installments – 420 Months
For the case that our office took on, within the framework of Law 4738/2020, a restructuring agreement was reached, resulting in the cancellation of a debt of 54,607.80 euros out of the total amount of 108,221.13 euros. This corresponds to 50.5% of the total debt, i.e. more than 1/2 of it. The out-of-court debt settlement mechanism is an important tool for borrowers seeking to restructure their debts. Our office has specialized scientific knowledge and many years of experience in managing banking cases, both in terms of judicial defense of borrowers and through out-of-court settlements, ensuring the best possible solutions for our clients. Furthermore, we managed, for another debt to a different financial institution, to secure the maximum number of installments provided by law, namely 420 months, thus ensuring the most favorable possible arrangement for the debtor.

Successful Debt Cancellation through an Extrajudicial Mechanism – Debt Reduction of over 50%
For the case that our office took on, within the framework of Law 4738/2020, a restructuring agreement was reached, resulting in the cancellation of a debt of 4,864.93 euros out of the total amount of 9,565.88 euros. This corresponds to 50.9% of the total debt, i.e. more than 1/2 of it. The out-of-court debt settlement mechanism is an important tool for borrowers seeking to restructure their debts. Our office has specialized scientific knowledge and many years of experience in managing banking cases, both in terms of judicial defense of borrowers and through out-of-court settlements, ensuring the best possible solutions for our clients.




Judicial Assistance
Our office achieved a significant legal success at the Single-Member Court of First Instance of Thessaloniki, within the framework of Voluntary Jurisdiction, where a case was heard for the appointment of a legal guardian and a supervisory board. The application was accepted, and the court appointed a temporary and permanent legal guardian, while assigning the custody of the person to him, thus ensuring the full protection and support of the person concerned. This success confirms the specialization and effectiveness of our office in voluntary jurisdiction cases.
Out-of-court Settlement with a Public Authority
Our office achieved a significant legal success at the Administrative Court of Appeal of Thessaloniki, where we tried a lawsuit for the payment of invoices for electronic goods. The lawsuit was accepted and the public authority was obliged to pay the amount of the invoice, ensuring the orderly payment of the debt. This success confirms the specialization and efficiency of our office in administrative law cases and the excellent legal support we provide to our clients as well as the rapid resolution through intra-judicial settlement.
